Australian EnterpriseAI Index
AU AI Incident Database

Australian AI Incident Database

Structured, searchable database of AU AI failures, algorithmic errors, and regulatory actions. Each incident cross-links to the architectural failure patterns on aipatterns.com.au.

29

Total incidents

16

Critical

5

Sectors affected

Multi-billion

Financial impact

2Critical
2High
0Medium
0Low

Showing 4 of 4 incidents

Criticalbanking1 Apr 2026

APRA Issues Supervisory Letters to 4 Regulated Entities for AI Governance Failures

Multiple APRA-regulated entities

Details

APRA identified material AI governance failures at four regulated financial institutions during supervisory reviews and issued formal supervisory letters. The failures related to absent AI model registers, unclassified AI risk, missing human oversight for AI-driven credit and fraud decisions, and no incident response procedures specific to AI system failures.

Highbanking1 June 2023

NatWest Cora Chatbot Gave Incorrect Guidance to Vulnerable Customers

NatWest

Details

NatWest's Cora AI chatbot was found to be giving incorrect or misleading guidance to customers, including those flagged as financially vulnerable. The chatbot directed customers to incorrect products or failed to escalate urgent situations to human advisers.

FCA Consumer DutyFinancial Services and Markets Act 2000FCA PS22/9human escalation pattern ai confidence threshold routing
Criticalbanking20 Nov 2020

Westpac AML Monitoring Missed 23M+ Transactions — $1.3B Penalty

Westpac Banking Corporation

Details

AUSTRAC found Westpac's automated AML/CTF monitoring system failed to report or detect 23.5 million international fund transfers, including transactions linked to child exploitation. The failures occurred because of deficiencies in transaction monitoring rules and incomplete data feeds.

Highbanking10 Nov 2019

Apple Card Algorithm Allegedly Gave Women Lower Credit Limits Than Husbands

Apple / Goldman Sachs

Details

Tech entrepreneur David Heinemeier Hansson publicly revealed that Apple Card had given him a credit limit 20 times higher than his wife despite them filing joint tax returns and his wife having a higher credit score. Multiple women reported similar disparities.

Equal Credit Opportunity Act (ECOA)Fair Housing ActNY Banking Lawmodel bias detection responsible ai framework
Admin-curated database. Incidents are sourced from OAIC, ASIC, APRA, AUSTRAC, TGA, Federal Court records, and verified reporting. Contact us with sources for consideration.Pattern cross-links reference architectural failure categories on aipatterns.com.au. Not legal advice.